Do you own a home, have a family, or wish to leave funds for loved ones? Would you like to grow some money tax-free? Those are some of the reasons people buy life insurance.
There are four major types of life insurance:
Term Life: Life insurance guaranteed for a set time period, for example, 20 years
Whole Life: Guaranteed lifetime coverage for a fixed premium
Universal Life: Life coverage with an interest-bearing fund or variable fund supporting the death benefit; a little more complicated than whole life but can be less costly
Final Expense: Smaller amounts of whole life but very few health questions, designed to cover one’s “final expenses”
Riders
You can add riders to most life insurance policies, like disability, return of premium, or long-term care.
I work with Legacy Full Circle and have access to many of the largest life carriers; I can shop for you to create the custom coverage you need. Annuities and 401(k) plans are also available.
Please call or email me so we can go over your needs. You will receive a no-cost, no-obligation price quote for the type of coverage you are interested in.
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If you are interested in other products such as Under-65 health plans, group health plans, or life insurance, please note in the comment section above.
